My home loan program

INTRODUCTION The Prince George’s County My HOME (My HOME) PROGRAM is funded by the HOME Investment Partnerships Program (HOME), pursuant to CFR Part 92. The My HOME Program provides home purchase assistance to eligible first time homebuyers to purchase owner occupied or vacant residential properties anywhere in Prince George’s County. Important Information About Procedures for Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

This application is designed to give you a better understanding of your mortgage loan. To begin using the My Loan Detail program please Register to establish an account and Log-in credentials.

Also, the home to be purchased must be located in an eligible rural area as defined by USDA. To learn more about USDA home loan programs and how to apply for a USDA loan , click on one of the USDA Loan program links above and then select the Loan Program Basics link for the selected program. VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. The Home Modification Loan Program does not reimburse for completed construction projects. Applications are accepted anytime and applicants are served on a first-come first-served basis.

Home is a place to call your own, spend time with your friends and family, and build lasting memories. Whether you rent, own, or plan to buy, we offer the resources to help you make informed decisions and support your success. Because home is a good place to be.

Learn about the HUD Title Property Improvement Loan program. Loan amount and repayment terms are limited based on the type of property. Find out about the 203(k) Rehabilitation Mortgage Insurance Program.

This type of mortgage covers the cost of purchasing or refinancing and rehabilitating a home that is at least a year old. A Howard Hanna Mortgage Loan Originator can provide you with today’s My First Home mortgage rate. Get pre-qualified now to help us connect you to a loan originator near you. No pre-paid items (taxes, insurance, etc.) will be covered. The CalHFA MyHome Assistance Program is a deferred payment, simple interest rate silent second mortgage.

The MyHome Assistance loan is available up to 3. Making Home Affordable Program. The CalPLUS FHA program is an FHA-insured first mortgage with a slightly higher year fixed interest rate than our standard FHA program and is combined with the CalHFA Zero Interest Program (ZIP) for closing costs. CalHFA VA Loan Program The CalHFA VA program is a VA-insured loan featuring a CalHFA fixed interest rate first mortgage.

Can I purchase a home using the a conventional loan. This program provides significant flexibility in credit guidelines for borrowers with limited cash resources. The borrower’s income cannot exceed 1 of the annual HUD Area Median Income.

Home Improvement Loan Advantage Program.

Looking for an easy, affordable loan to improve your home ? A low-cost, fixed interest rate for years allows you to fit your loan payment. The United States Department of Agriculture will guarantee your home loan , but the entire process is handled through a local bank or lender. The USDA will have the final say when it comes to approving your home loan , but your local bank or lender handles this. The funds are structured as a interest-free loan with no monthly payments.

You pay this loan back in the future when you sell the home or transfer it to someone else. The up to $20K loan is paid off from the proceeds of the sale of the home. Whether it’s your first home or your next, put homebuying within reach with a down payment on a fixed-rate loan You may be able to buy a home of your own, even without a large down payment.

To see if you’re eligible, reach out to a home mortgage consultant to discuss loan amount, loan type, and property.